Payment Processing

Payment Processing


Lifetime Rate Lock

The best merchant processing companies believe that caring for customers means keeping costs down and never increasing your rates. We guarantee that the our payments rates will not increase for the life of your account. No bait and switch, no teaser rates, just simple, honest pricing and the best merchant services. In addition, we offer Interchange plus pricing, because this is the most transparent way to process credit cards available.

Customized Solutions

When choosing a processing solution most business owners ask: who has the best credit card processing rates? While rates are a part of the right answer you need a partner who understands your unique needs and tops the comparison lists of credit card merchant services companies, so you know you’re working with the best. Based on real credit card processing companies reviews you’ll find our payment partners have an A+ Better Business Bureau rating which sets us apart from the competition.

Unique Customer Service

Many merchant credit card processors look at your business as a mere dollar sign to cash in on and they lose sight of honest customer service. The true value of a merchant services company is revealed in an instant when you search credit card processing reviews online. Unlike our competition we’ll know you by name, not by your account number. Our support is 100% US-based and available anytime you need us.

Next Day Funding

Cashflow is crucial to business success and for our clients we ensure that you won’t be waiting to get paid for your credit card processing. With our payments you can rely on receiving your deposits promptly in order to keep your business running smoothly. Our clients attest that services like next day funding is why our payments is one of the best rated credit card merchant services companies.

Additional features available

QuickPay Service

No signature required for select merchants processing transactions under $25. Speed up your lines by processing transactions without requiring your customer to sign the payment slip with our Quick Pay service.

Next Day Funding

Get paid faster with our next day funding service. For a small monthly fee you can see your deposits the next business day, so no more waiting for your money. 

Online Merchant Services

Use your computer to process online credit card transactions with our Virtual Merchant solution and Converge Gateway.

eCommerce Solutions

If you also have an online store, we can support your business in face-to-face and online transactions.

Our Pricing Plans

Interchange plus pricing is available so you can take advantage of the industry’s lowest cost to accept credit and debit cards. Also called interchange pass-through pricing, this plan is typically reserved for only the highest-volume businesses, but every client at Leap Payments is offered to this pricing plan to reduce your costs to the bare minimum.

Multi-tier pricing is also available for businesses with a majority of card present transactions, or who don’t want to deal with the complexity of interchange plus. This way you’ll have fixed rates for every card type that you accept.

No additional transaction fees for “mid” and “non” qualified cards. Some processors increase the transaction fee for the most common types of cards such as Rewards or Corporate credit cards. If you pay “qualified” rates, you’re simply qualifying yourself to pay more. With Leap Payments you’ll pay the same transaction cost for every card type that you accept.

No Statement Fees, Monthly Minimums, or Junk Fees because your statement should be easy to understand and you’ve earned the right to receive a paper statement and see your transaction history online for no cost.


Need help understanding your monthly statement?


In addition to our commitment in being the best merchant account provider for your business, we offer fully integrated and customized solutions. We’ll explain the true costs of accepting credit and debit cards. Our experts will review your statement and show you how much you can save. Providing small business owners just like you with the personal service that you deserve is what has distinguished us from so many generic, less visionary credit card merchant processing services.

Get Started

Need even more reasons to choose our Payments?

We make it simple to reap more benefits from merchant processing credit cards while keeping merchant service rates competitive. Don’t settle for any old merchant account provider. You’re competing to be the best in your field, so shouldn’t merchant account service providers compete to do their best for you? We’re committed to turning every transaction into the next step forward for your business.

Awarded a Better Business Bureau A+ rating.

No Contracts, we earn your business every day.

Leaders in merchant services based on our online reviews.

Exclusive Lifetime Rate Lock, you’ll get—and keep—the best rates for credit card processing.

Our Payments offers truly personal service—no call centers.

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